Bengal Brokerage is a real estate firm in Plano Texas offering new homes for sale in Plano, Allen, Frisco, and McKinney. Our real estate agents will find you luxury homes for sale. Our real estate agents have many years of experience finding homes for sale in Plano, Allen, McKinney and Frisco Texas. Many clients have trusted Bengal Real Estate to find their new homes for sale in Collin County. Our commitment to you is to always provide the highest quality service. What separates Bengal Real Estate from others? The Collin county real estate market is booming and very competitive. Our real estate agents are training to treat each client in a very unique way. We listen to you and custom a plan to find a new home for sale that will match all your requirements such as school districts, neighborhood, Traffic, type of high speed internet and all factors you have given us. Whether you are buying a new home or selling your Collin county real estate, our real estate are ready to serve you. Come see why so many have trusted us.
2070 W Spring Creek Pkwy
United States

10 Steps of Mortgage

10 steps of New Mortgage/Refinance: from Application to Closing


EventWho Does ItDetails
1. Apply for the loan Applicant Complete an online application. This will set the process in motion.
2. Loan officer will Contact you by Phone/Email Bengal Your first connection with your loan officer will get a dialogue started which will insure that you get the loan that you want.
3. Credit Check & Prequalification Bengal We pre-approve you using our artificial intelligence software, or underwriting your loan in-house. Our system will assess your credit, income and assets to quickly determine what loan(s) you qualify for.
4. Required Loan Documentation and Paperwork Applicant/Bengal Paperwork is still a big part of the loan process. We will email you forms to sign and a document checklist to send back to us.
5. Rate Lock & Appraisal Applicant/Bengal Once we determine your loan amount, type of loan and rate, your loan agent will recommend the appropriate time to lock the rate with a lender.
6. Loan Submission for the Best Rate/Program Bengal Once all of the paperwork is assembled by our processors, your package will be forwarded to underwriting for approval.
7. Underwriting and Approval Bengal/Lender An underwriter will review the package and fax an approval to Bengal and any conditions necessary for the approval. Most conditions are taken care of by Bengal with your cooperation. Submit those in a timely manner for faster closing and keep the lock remain active.
8. Clear Loan Conditions Bengal Our closer will pass those conditions to the underwriting for final preparations to close.
9. Loan Documents Delivered Bengal/Lender Loan documents are prepared and delivered to the escrow agent. The escrow agent will call you to arrange a signing. This is coordinated by your loan officer, your Realtor and the escrow agent.
10. Loan Funding Escrow/Bengal/Lender Once the signed documents are returned, they will be reviewed. The escrow agent will request a wire transfer of the loan funds, close and record the transaction.

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